How it works

We understand life’s unexpected surprises happen to all of us. If you need money fast then online payday loans are a simple and secure solution to get you money right away. Our loan process is quick and easy. All you have to do is:

  1. Fill out our quick and easy online application.
  2. Receive a decision in minutes from our lenders.
  3. If approved cash is deposited directly into your bank from your chosen lender.

Most customers have access to their cash in a matter of hours (depending on their bank) for no additional fee! We accept applications for quick cash loans 24 hours a day 7 days a week.

Receiving an online loan has only a few simple requirements.

  • Must be a resident of the United Kingdom
  • Must be 18 or older
  • Must currently be employed
  • Must have a valid UK bank account with debit card

Popular questions:

What can I expect to receive?
The first time you apply for a loan, your loan is set based upon your application. After successful repayment most lenders will likely be able to offer you a higher loan amount as you have demonstrated your credit worthiness, of course this is still subject to your ability to repay the loan according to your circumstances.

How long does it take before I get my money?
Applications are processed in minutes after being submitted. Our panel of lenders will then do their best to get your cash to you as fast as possible, usually within a couple of hours.

Can I pay off my loan early?
Absolutely! Depending on the lender you have been matched with you will simply either need to login to their system or contact them by phone/email.

How do I repay my loan?
Our panel of lenders normally prefer to take a direct debit on the date you have specified for repayment. This is a one-time simple payment that means you do not have to worry about when the loan is due. Also since this is the date you specified that you will have the funds from your pay-cheque you can be sure that they’ll be no problems.