Short term loans approved online and funded the same day*

When you are faced with unexpected bills and emergency financial situations that you just weren't prepared for, it is easy to be caught short before payday. Life before the Internet, quick financing and quick payday loans meant that previously this usually would mean going without even though you knew that in a couple of weeks you had plenty of cash, but if only you could get hold of some of that now...Step forward payday loans, the fast loan that is applied for on the same day it is funded*, with minimal paperwork and hassle.

We search our extensive database of payday lenders to match you with the best loan deal for your needs. Most of our lenders often take your ability to repay the loan as specified and financial situation into as much consideration as your credit history, which means they are perfect for those who have been refused elsewhere. What's more payday loans are repaid in one easy instalment. This means that if you only need a small amount of cash and only for a short period they could be the perfect solution.

Emergency loans

The juggling act of keeping your finances balanced and everything on an even keel can for some be a full-time job. Pressure at various times during the year and other stresses in life can leave you exhausted. Luckily this is not an everyday occurrence and only happens every so often.

Payday loans in the UK are a relatively new concept, although they have taken off in recent years due to the convenient nature and speed in which they can be obtained. Normal loans are tied up in a rigmarole of red tape and appointments. This is not the case with short term cash loans. They are applied for online and funded straight to the customers UK bank account on the same day.*

However, just because this is fast finance does not mean that you should take out the loan without thinking it through carefully. Payday loans for bad credit can be a life-saver, but need to be judged and used wisely. Although we do not charge a fee to find you a loan, there will be interest levied by the lender. This interest charge can quickly escalate if the loan is not repaid on time.

Fast results!

The beauty of short term loans is the quick nature. You apply online and then are given a decision online. The loan is then wired straight to your UK bank account.

The process encompasses the new era of fast access to everything you need. Not only can you keep up to date with your finances with online banking, so that you know what you have at every second of the day, but now also you can get cash quickly to cover anything unexpected. All from the comfort of your home or desk.

Life nowadays means that more often than not we are all running around chasing our tails as we fight to get out the door and to work, then grab a quick bite to eat as we are snowed under all day. People simply don't have the time to be visiting shops or banks. This is all before it's home time and the home life takes over. Perhaps you have pets or children, or both! This means people need a quick solution when their budget is over-stretched.

This type of borrowing can be very helpful, for many, usually who find themselves in the occasional emergency scenario with nowhere else to turn. These short term loans are however not intended for long term use and borrowers need to be aware that they are not a long-term solution or any sort of recourse for existing debt.

* Not all lenders can pay out the same day as application, this will also depend on your bank. We are an authrosied credit broker and not a lender.